ON THE ISSUE OF SCHULZE-DELITZSCH’S COOPERATIVE CONCEPT

  • Burchard Bösche
  • Ekaterina Evgenievna Prushkovskaya
  • Nikolay Vasilevich Tikhonovich БУКЭП
  • Elena Victorovna Tikhonovich

Аннотация

Hermann-Franz Schulze-Delitzsch developed and implemented the first savings and loan
partnership. This form will later be called the Schultz-Delitzsch’s credit cooperative. Schulze-Delitzsch actually
acted in towns: he united artisans who needed finances to purchase raw materials and expand production.
Loan and savings partnerships demanded substantial share contributions from their members, therefore,
they were mainly aimed at quite wealthy citizens. Shareholders received loans for material security,
but the dividends on the share contribution were quite high. The liability of each member of the partnership
for his/her obligations was limited to a share contribution. The aim of this work was to critically examine
the views of H. Schulze-Delitzsch on the problems of the development of cooperation, in particular, credit
cooperation, as well as to establish the significance of his ideas on the development of the cooperative
movement at the present stage. To achieve this goal, general scientific and special research methods were
used. During the study, general scientific methods, methods of induction, deduction and synthesis of the
obtained results, analysis were used. As a result of the study, the authors came to the conclusion that the
principles of the activity of loan and savings societies laid down by Schulze-Delitzsch are relevant for the
system of cooperative banks not only in modern Germany, but also in other countries of the world where
cooperative banks operate.

Литература

1. Schulze-Delitzsch's Schriften und Reden, I. Band, S. 272.
2. See Hermann Schulze-Delitzsch: Vorschussvereine als Volksbanken. Praktische Anweisung zu deren Gründung und Einrichtung, Leipzig, 1855.
3. The committee is designed as an overall board in the sense of the on-board system.
4. Hermann Schulze-Delitzsch, Vorschussvereine als Volksbanken, Leipzig
1855. S. 29.
5. Gesetz betreffend die Erwerbs ‒ und Wirtschaftsgenossenschaften // Beschränkung der Vertretungsbefugnis. – § 27. Retrieved from: https://www.gesetze-im-internet.de/ geng/
6. Neues Statut des Vorschuss- Vereines zu Delitzsch (1850), in: Hermann
Schulze-Delitzsch, Vorschussvereine als Volksbanken, S. 85.
7. Hermann Schulze-Delitzsch, Vorschussvereine als Volksbanken, Leipzig 1855. S. 60.
8. Schulze-Delitzsch's Schriften und Reden, Band I, Berlin 1909. S. 263.
9. Hermann Schulze-Delitzsch: Entwicklung der Genossenschaften in Deutschland. Auszug aus dem Organ des allgemeinen Verbanders deutscher Erwerbsund Wirtschaftsgenossenschaften. Blaetter fuer Genossenschaftswesen, Berlin 1870. S. 266.
10. Hermann Schulze-Delitzsch: Vorschussvereine als Volksbanken, Leipzig 1855. S. 30f.
11. Исаева, И. Е. Оценка деятельности кредитного кооператива на основе матрицы показателей эффективности / И. Е. Исаева, И. О. Пастухова, В. Р. Шахова. – Текст : непосредственный // Вестник Белгородского университета кооперации, экономики и права. – 2020. – № 1(80). – С. 198–212. – ISSN 2223-5639.
12. Черникова, Е. И. Опыт создания кредитных кооперативов в аграрной сфере России во второй половине XIX века / Е. И. Черникова, А. А. Трунов. – Текст : непосредственный // Вестник Белгородского университета кооперации, экономики и права. – 2018. – № 5(72). – С. 252–261. – ISSN 2223-5639.
13. Трунов, А. А. Социально-экономическая специфика идеологии раннего кооперативного движения / А. А. Трунов, Е. И. Черникова, Г. А. Семененко. – Текст :
непосредственный // Вестник Белгородского университета кооперации, экономики и права. – 2018. – № 4(71). – С. 308–319. – ISSN 2223-5639.
14. Теплова, Л. Е. Кооперативное движение : учебное пособие для кооперативных вузов : 3-е изд., перераб. и доп. / Л. Е. Теплова, Л. В. Уколова, Н. В. Тихонович. – Москва : Издательство РДЛ, 2004. – 360 с. – Текст : непосредственный.
Опубликована
2020-07-17
Как цитировать
BÖSCHE, Burchard et al. ON THE ISSUE OF SCHULZE-DELITZSCH’S COOPERATIVE CONCEPT. ВЕСТНИК БЕЛГОРОДСКОГО УНИВЕРСИТЕТА КООПЕРАЦИИ, ЭКОНОМИКИ И ПРАВА, [S.l.], n. 4(83), p. 245-261, july 2020. ISSN 2223-5639. Доступно на: <http://journals.bukep.ru/index.php/path1/article/view/549>. Дата доступа: 28 sep. 2020 doi: https://doi.org/10.21295/2223-5639-2020-4-245-261.